Lakeland Hard Money Lender SG Service

Fast Private Money Loans for Real Estate Investors | Fix & Flip • Rental Properties • Commercial | 7-14 Day Closings | Mon-Sun 6AM-5PM

Get Loan Quote (863) 845-1290

Hard Money Loan Programs

Fix & Flip Loans

Short-term financing for property renovation and resale projects.

Fix & Flip Hard Money Loans

Lakeland Hard Money Lender SG Service provides fast fix & flip loans up to 90% of purchase + 100% of rehab costs for experienced real estate investors. 12-month term with 2 extensions available, interest-only payments, no personal credit check required (600+ FICO preferred). Loan amounts $75K-$2M with 65% max LTC/70% max LTC. Perfect for single-family, multi-family, and small commercial flip projects throughout Central Florida.

Rental Property Loans

Long-term financing for buy-and-hold investment properties.

Buy & Hold Rental Property Financing

30-year amortization hard money loans for stabilized rental properties with up to 75% LTV. Interest-only for first 12 months during lease-up, then principal + interest payments. No prepayment penalty after 6 months. Ideal for multi-family apartments, small office buildings, retail strip centers, and mobile home parks generating positive cash flow in Lakeland and surrounding markets.

Commercial Loans

Flexible financing for retail, office, industrial properties.

Commercial Real Estate Hard Money

Bridge loans and permanent financing for stabilized commercial properties up to $5M. Up to 75% LTV on income-producing retail, office, industrial, self-storage, and hospitality properties. Debt service coverage ratio 1.25x required, 12-36 month terms available. Fast closings with minimal bank qualifications for experienced commercial borrowers.

New Construction Loans

Financing for ground-up development projects.

New Construction & Development Financing

Spec home construction loans up to 90% of construction costs + land equity. Ground-up development financing for multi-family and small commercial projects. Interest-only during construction phase with 12-24 month terms. Draw schedule administered by third-party inspector with direct payments to contractors and material suppliers.

About Lakeland Hard Money Lender SG

Lakeland Hard Money Lender SG Service located at 707 W Magnolia St, Lakeland, FL 33815 provides fast private money lending solutions for real estate investors throughout Central Florida. Serving Monday through Sunday 6AM-5PM with same-day pre-approvals and 7-14 day closings using in-house title and escrow services.

Over $50M funded in hard money loans for fix & flip, rental properties, commercial real estate, and ground-up construction projects. Direct lender funding our own loans - no third-party delays or rejections. Flexible underwriting focused on property value, rehab plans, and investor experience rather than personal credit scores.

Call (863) 845-1290 for immediate loan pre-approval from Lakeland's trusted hard money lender.

Central Florida Service Areas

Providing hard money loans throughout Lakeland and surrounding communities:

Lakeland
Plant City
Winter Haven
Haines City
Lake Wales
Bartow
Auburndale
Lake Alfred
Cypress Gardens
Highland City
Medulla
Gibsonia
Willow Oak
Bradley Junction
Crystal Lake
South Lakeland
Near Hollis Garden
Magnolia Square

Why Choose Lakeland Hard Money Lender SG?

7-14 Day Closings

Same-day pre-approvals, no appraisal delays

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Direct Lender

We fund our own loans - no middleman delays

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Flexible Underwriting

Asset-based lending focused on property value

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Competitive Rates

12-month terms with single extension option

Frequently Asked Questions

What credit score is required?

Minimum 600 FICO preferred but not required. We focus primarily on property value, rehab budget, and your real estate experience rather than personal credit.

How much can I borrow?

Loan amounts from $75,000 to $5,000,000 depending on property type and experience. Up to 90% LTC for purchase + rehab on fix & flip deals.

Contact Lakeland Hard Money Lender SG

📍 Magnolia St Office

707 W Magnolia St
Lakeland, FL 33815

📞 Loan Hotline

(863) 845-1290

Mon-Sun • 6AM - 5PM

Ready to fund your next deal?

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Free Loan Quote
(863) 845-1290